For savings and cooperative banks

Extend your banking network systems with targeted AI applications.

For savings and cooperative banks, we develop additions where existing systems leave a specific need unmet. Analyses, workflows and business applications connect to your data sources and approval processes. The starting point is your current operation.

Savings and cooperative banks
  1. 01Start with the existing IT landscape
  2. 02Reduce manual transfers between systems
  3. 03Clarify integration and approvals before implementation

Aligned with your processes

In daily work

Start with the existing IT landscape

For business teams, IT leaders and decision-makers in German savings and cooperative banks.

Finanz Informatik describes itself as the central IT service provider for the Sparkassen-Finanzgruppe. Atruvia describes its services for the cooperative financial network, including all German Volksbanken and Raiffeisenbanken. These existing service relationships belong at the start of requirements discovery.

EnvironmentFirst questionDiscovery outcome
Savings bankWhich FI and other network services already cover the task?A specific additional need and permitted data flow
Cooperative bankWhich Atruvia and other network applications supply data or process the task?Scope of the addition and named interfaces
Both institution typesWho decides on the application, integration and operation?An agreed evaluation and implementation process
Overview

Reduce manual transfers between systems

A useful evaluation case is a report combining several approved data deliveries or a regulatory change whose implementation needs internal coordination. First, we check what the existing application already does and where additional work actually arises.

Dynamic AI Reporting and T-NEX Compliance offer different approaches. Whether their functions add useful coverage is evaluated against the actual workflow. This does not yet promise a ready-made network interface.

Overview

Clarify integration and approvals before implementation

We identify the source, data format, delivery schedule and function authorising access. An approved export may have different requirements from a direct connection to a central application. Changes to source systems are also considered.

T-NEX coordinates the required technical steps with the contacts named by your institution. This page does not assume general partner status, open marketplace access or a particular approval process at FI or Atruvia.

Network integration: establish the actual data path first
SourcestatusRequired contribution
FI environmentProject-specific assessment; no ready-made T-NEX network connector is established.Application used, export or API, data scope, refresh and the function authorising access.
Atruvia environmentProject-specific assessment; no ready-made T-NEX network connector is established.Application used, export or API, data scope, refresh and the function authorising access.
Overview

Assemble audit information for the deployed state

Section 340k HGB addresses specific statutory audit arrangements for cooperative and savings banks; section 55 GenG addresses audit by the cooperative federation. We derive a practical preparation step: functional scope, data flows and responsibilities should be available as a coherent set of implementation documents.

The responsible auditors determine the required audit scope. Manuals and demonstrations support understanding but do not replace reviewing the deployed installation.

Overview

Fit the starting point to ongoing operations

We select a working case with a manageable dataset and identify the contribution needed from business teams. Evaluation considers output quality alongside maintenance effort, changes to data deliveries and cover within the team.

For an IT cost question, a provider invoice with a known variance is useful. For reporting, an existing management report with an additional business question can work. The result identifies suitable functional scope and operating effort for your bank.

FAQ

Frequently asked questions

Do we need to replace existing network applications?

Your current workflow is the starting point. We assess the coverage already provided and whether another solution adds clear value.

Is a ready-made connection to FI or Atruvia included?

Integration and its approvals are established for the specific project. This page does not promise a ready-made interface or a particular partner access route.

How small can a useful first step be?

One report, a selected invoice or a defined set of rules can be enough when the data source, owners and expected output are clear.

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T-NEX Compliance: Assess gaps

T-NEX Compliance

From uploading a regulation to issuing an audit report: T-NEX Compliance connects requirements, assessment, remediation and progress monitoring.

Learn more

Which task would you like to solve next?

Bring a concrete task. Together, we will define what the application needs to do.

Assess an addition to your network environment